401k 403b Profit Sharing (SIMPLE, new comparability, social security integration) 412i Defined Benefit Plan				Money Purchase SEP ESOP Non-qualified Deferred Compensation

Confused about retirement plans, pensions and other employee benefit terminology? See our Glossary of financial planning and related terms.

Retirement and Pension Plans—Our 3-Step Approach

Roussel & Associates uses a comprehensive, proactive approach to providing retirement and pension plan employee benefit services to our clients.

	Assess your current retirement or pension plan (if you currently have one) including cost benefit analysis
	Research the demographics of the employee population
	Research local competing employers
	Discuss current plan and objectives with your Management team
	Develop short and long term objectives and a benefit program approach
	Research and compare vendors. See Roussel and Associates Retirement and Pension Plan Partners
	Create Request for Proposals (RFP's) for vendors
	Negotiate pricing, plan designs, and present findings & recommendations
	Propose a competitive retirement/pension plan program

	Gather current, key data from employees and investment analysis information
	Establish an internal communications program
	Customize enrollment materials
	Organize and carryout group benefit meetings
	Conduct individual one-on-one meetings
	Confirm investment decisions
	Submit enrollment forms
	Audit bills

	Contact your company on a monthly basis to assist with any of your retirement needs (employee enrollments/HR support/problem resolution –co-jointly with Group Insurance, if provided)
	Provide a one-step resolution for individual employee issues via telephone and/or email
	Consult on investment policy statements
	Provide ongoing compliance support
	Continually review investment performance
	Develop and present quarterly performance reviews
	Consult on fiduciary liability

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