Roussel & Associates is proactive…with every one of our clients

“Proactive” means continually doing our homework to be able to anticipate your employee benefits needs whether they are Group Insurance or Retirement Plans—or both.

Whereas a lot of employee benefits firms are good at either planning or implementing/supporting an employee benefit package for you, few are good at both. Roussel & Associates excels at planning, as well as implementing and supporting, the right employee benefit plan for your company. That is why employers stay with us. We not only get to know your business, but also your employees on a personal level.

With Roussel & Associates, You Can Relax

You can relax and focus on your job—and know that Roussel & Associates will handle your employee benefit program for you, allowing you to concentrate your attention and time toward your business’s objectives. Whether you need to switch plans or are deciding on your first, Roussel & Associates will provide a comprehensive employee benefit program for your company.

Group Insurance Services

Roussel & Associates offers a full range of group insurance products for employers and your employees:

	Medical Dental Life and Accidental Death & Dismemberment (AD&D)				Disability (short and long term) Work-site (e.g. cancer, critical illness, accident) Long Term Care

Group Insurance—Our 3-Step Approach

Roussel & Associates uses a comprehensive, proactive approach to providing group insurance employee benefit services to our clients.

	Evaluate your current group insurance benefit plan, including cost benefit analysis
	Research the demographics of the employee population
	Investigate local competitor employers.
	Discuss current plan and objectives with your management team
	Develop short and long term objectives and a benefit program approach
	Create Requests for Proposals (RFP’s) for vendors
	Research and compare vendors. See Roussel Group Insurance Partners RE
	Negotiate pricing, plan designs, as well as present findings and recommendations
	Propose a competitive employee benefit program

	Gather current, key data from employees
	Establish an internal communications program
	Customize enrollment materials
	Conduct group benefit meetings
	Conduct individual one-on-one meetings
	Confirm benefits
	Submit enrollment forms
	Audit bills

	Contact your company on a monthly basis to assist with any of your benefit needs (employee enrollments/HR support/problem resolution)
	Provide a one-step resolution for individual employee issues via telephone and/or email
	Provide ongoing compliance support (HIPAA, COBRA, etc)
	Conduct an annual benefits survey—development, presentation, collection and assessment
	Develops quarterly management reports
	Prepare data for renewal analysis—minimally 90 days prior to your annual renewal date

Do you need a new employee benefits firm?

Rate your current employee benefit firm.

Find out what to look for if you’re considering switching to another employee benefit firm.

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