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Q. |
What group insurance benefits plans do you provide? |
A. |
We provide custom designed medical, dental, disability, life, and vision plans. In
addition, we can provide a variety of optional worksite benefits such as additional life, accident, cancer
and critical illness policies that employees can choose based upon their personal needs. Read about our
approach to group insurance employee benefits. |
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Q. |
How many clients do you have? |
A. |
At present, we partner with approximately 50 employee benefit clients for group insurance
and/or retirement and pension plans. |
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Q. |
Who are your clients? |
A. |
Our clients span a number of industries such as construction, ready-mix, healthcare,
printing, technology, education, restaurant/food services, medical facilities, horticulture—as well
as many others. Please contact us for a reference list. |
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Q. |
Where are your clients located? |
A. |
Being based in Nashville, TN allows us to service clients not only in Middle Tennessee
and Western Kentucky but also other areas of the Southeast as well as Ohio, Illinois and Wisconsin. |
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Q. |
What is the size of most of your clients? |
A. |
Our clients range in size from under 20 to 1000 employees. |
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Q. |
How do you get paid for your group insurance services? |
A. |
Most insurance companies build commissions directly into the price of their service.
By assigning Roussel and Associates as "agent of record", our services can typically be added
for no additional cost. We can also establish fee-for-service pricing on specific accounts. |
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Q. |
Do you only use certain insurance companies as vendors? |
A. |
As an independent consulting firm, we have the ability to work with most top insurance
companies doing business inside the United States. See our Partner list
for the companies that we use most regularly. |
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Q. |
How much choice do we have in that selection? |
A. |
You make the final decisions. After researching benefit options, Roussel & Associates
provides a detailed vendor analysis with recommendations that will enable you to make informed decisions
that best meet your needs. |
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Q. |
How do I determine what my company needs in the way of group insurance at this point? |
A. |
We will research your chief competitors as well as surrounding companies to determine
what benefits are needed in order to recruit and retain valuable employees at your company. |
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Q. |
How do I obtain group insurance quotes from Roussel & Associates? |
A. |
You can either contact us by phone to walk you through the quoting process or by directly
following the steps on our Group Insurance Quote page. |