Roussel & Associates
    your proactive employee benefit & financial planning firm
    Group Insurance Retirement Plans Financial Planning
  Group Insurance FAQ’s
  Q. Why do companies choose Roussel & Associates for their employee benefits?
  A. We take a proactive approach to all employee benefit services and provide creative alternatives—even before our clients ask—and before many major issues arise. When any problems or concerns do occur, Roussel & Associates provides follow-up and answers quickly for you and your employees. We are 100% dedicated to handling each client with a personal touch. Whereas some employee benefit firms are good at either designing the right plan or implementing / supporting it, Roussel & Associates excels at design, implementation and support of employee benefit plans. And we also understand that you need to continually balance the needs of attracting and keeping employees with your company's financial health.
 
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“For over 15 years, Roussel & Associates has been coordinating our company’s benefit and retirement program. While providing outstanding customer service, their expertise in product implementation and plan design has allowed us the opportunity to offer our employees a quality benefit package.”

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Q.
What group insurance benefits plans do you provide?
A.
We provide custom designed medical, dental, disability, life, and vision plans. In addition, we can provide a variety of optional worksite benefits such as additional life, accident, cancer and critical illness policies that employees can choose based upon their personal needs. Read about our approach to group insurance employee benefits.
 
Q.
How many clients do you have?
A.
At present, we partner with approximately 50 employee benefit clients for group insurance and/or retirement and pension plans.
 
Q.
Who are your clients?
A.
Our clients span a number of industries such as construction, ready-mix, healthcare, printing, technology, education, restaurant/food services, medical facilities, horticulture—as well as many others. Please contact us for a reference list.
 
Q.
Where are your clients located?
A.
Being based in Nashville, TN allows us to service clients not only in Middle Tennessee and Western Kentucky but also other areas of the Southeast as well as Ohio, Illinois and Wisconsin.
 
Q.
What is the size of most of your clients?
A.
Our clients range in size from under 20 to 1000 employees.
 
Q.
How do you get paid for your group insurance services?
A.
Most insurance companies build commissions directly into the price of their service. By assigning Roussel and Associates as "agent of record", our services can typically be added for no additional cost. We can also establish fee-for-service pricing on specific accounts.
 
Q.
Do you only use certain insurance companies as vendors?
A.
As an independent consulting firm, we have the ability to work with most top insurance companies doing business inside the United States. See our Partner list for the companies that we use most regularly.
 
Q.
How much choice do we have in that selection?
A.
You make the final decisions. After researching benefit options, Roussel & Associates provides a detailed vendor analysis with recommendations that will enable you to make informed decisions that best meet your needs.
 
Q.
How do I determine what my company needs in the way of group insurance at this point?
A.
We will research your chief competitors as well as surrounding companies to determine what benefits are needed in order to recruit and retain valuable employees at your company.
 
Q.
How do I obtain group insurance quotes from Roussel & Associates?
A.
You can either contact us by phone to walk you through the quoting process or by directly following the steps on our Group Insurance Quote page.